July 30, 2010
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My name is Casey Moseman, CMPS® (certified mortgage planning specialist®). And what that means to you is that I am your Las Vegas Mortgage Banker/Broker & work for you to find the Las Vegas Home Mortgage that suits your financial goals. I am not an internet lender nor am I competing with internet lenders. There is a very big difference between the product & service I provide with the product provided by lenders who ask for the loan process to be completed online. It is important that I make this distinction because it is such a large distinction and may make an impact on your decision to use a Las Vegas Mortgage Banker/Broker found through an online search. You will see that I do not have a application for you to complete online. This is my job and not yours. Websites that ask you to complete your own application online are not providing you any service by doing so. This is merely a lead generation technique and does you no good. A Las Vegas NV Mortgage is a large transaction and a very large step to take in one's life and should be done with your loan officer every step of the way. The application is the most important step of the process as this is where your loan officer gathers all the important information about you and your life.

In your search for a mortgage planner you should be aware of the distinction between one that is a certified specialist and one that calls themselves a "mortgage planner." A true CMPS® has undergone rigorous testing that involves three important areas concerning home loans which are mortgage planning, tax implications and financial strategies. CMPS® graduates are committed to raising the standard for mortgage professionals and less than 1% of mortgage officer's nationwide can call themselves CMPS®.

The team I work with at Residential Capital Mortgage Corp, a Las Vegas Mortgage Banker - Broker, can provide you the type of professionalism & experience you deserve along with a wide range of mortgage loan options at our fingertips. We use web-based tools that allow the origination and processing of your loan to flow smoother and faster than you've ever imagined.

Working as a las vegas mortgage banker - broker, I am certain we will find a loan & with the best rate that meets your needs. Need assistance with your raising your credit score? I can help!!! Looking for competitive mortgage rates? Look no further!! Las Vegas First Time Home Buyers are welcome.

Because I am local, I am very easy to reach. You can stop by and visit my office or even better I can come to you. Also having local experience, Residential Capital Mortgage Corp uses only the best of the industry professionals.

It is my mission to be the dominant Las Vegas Mortgage Lender & to provide an array of lending options to first time home buyers, current home owners, and investors both in residential as well as commercial opportunities.

I look forward to earning your business...

 

Be sure to check out my articles on:

Half Empty and Half Full in Housing Market Glass

There is a lot of interesting news concerning mortgage interest rates and home sales.  While the end of the tax credits on April 30th was considered by many to be the beginning of a slowdown in home sales, many areas are still reporting new contracts and increased interest from buyers. Read more...

Must I go full doc on my mortgage or can I go stated?

Congress is in the process of passing a law to stop lenders from making any more “no-doc” or “stated income” loans in the future.  While some experts consider new laws over-reaction, others state that these type of loans were significant in the housing market and mortgage collapse. Read more...

Beware of “Let Lenders Contact You” Offers

At a time when lending is tight, and it’s more difficult to get a mortgage than it has been in the last 10 years, it is important to safeguard your credit score.  As your credit score is a major factor in the interest rate you’ll be able to get on a mortgage, keep an eye on it and don’t risk unnecessary drops in your score.  What’s a drop that isn’t necessary?  Inquiries on your credit score can impact it negatively.  Too many inquiries in a short period can result in drops of 25 to 100 points. Read more...

Identifying the Next Desirable Area

 

While home prices have been generally down across the country, there are always areas, and even neighborhoods, where prices drop less, and rise faster than in others.  Historically, these areas seem to always be in-demand, with a waiting list of buyers.  And, there are usually buyers waiting for the smallest or least desirable home in the area to hit the market. Read more...

Real Estate Negotiation – It’s a Balance

 

While you may be using a real estate professional in your home shopping and purchase, you're the ultimate decision-maker when it comes to the deal, and the price you're going to pay for the home.  You shouldn't be shy about communicating your desires to your real estate agent. Read more...

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Las Vegas Real Estate

Casey Moseman (Envision Lending Group): Loan Officer in Las Vegas, Clark County, Nevada

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