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Tag Archives: non-conforming

derogatory credit event

How Much Time Must You Wait after a Derogatory Credit Event?

Waiting Periods For a Derogatory Credit Event derogatory credit event “Derogatory credit event,” is a Fannie Mae term.  This can narrow your chances of qualifying for a home loan. With the right information and some patience, you will eventually land a loan to purchase your desired house. How problematic are past events? First, let’s understand what Fannie

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investment property loans

Investment Property Loans

Program Guidelines Investment Property Loans All borrowers will have to sign a Business Purpose & Occupancy Statement before the funding to show that they declare that the property already is or will be for commercial use or for investment purposes only. All the loans, therefore, will undergo a thorough evaluation to determine the loans conform

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mortgage after bankruptcy

Mortgage after Bankruptcy: Options & Possibilities

Buying a House after Bankruptcy? Is It Possible? Mortgage After Bankruptcy The good news is that you can buy a house even after filing for bankruptcy.  In some cases immediately after dismissal.  Except that comes with higher rates. As you probably know there are 4 main types of bankruptcy cases and is important to distinguish

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