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My name is Casey Moseman, CMPS® (certified mortgage planning specialist®). And what that means to you is that I am your Las Vegas Mortgage Banker/Broker & work for you to find the Las Vegas Home Mortgage that suits your financial goals. I am not an internet lender nor am I competing with internet lenders. There is a very big difference between the product & service I provide with the product provided by lenders who ask for the loan process to be completed online. It is important that I make this distinction because it is such a large distinction and may make an impact on your decision to use a Las Vegas Mortgage Banker/Broker found through an online search. You will see that I do not have a application for you to complete online. This is my job and not yours. Websites that ask you to complete your own application online are not providing you any service by doing so. This is merely a lead generation technique and does you no good. A Las Vegas NV Mortgage is a large transaction and a very large step to take in one's life and should be done with your loan officer every step of the way. The application is the most important step of the process as this is where your loan officer gathers all the important information about you and your life.

In your search for a mortgage planner you should be aware of the distinction between one that is a certified specialist and one that calls themselves a "mortgage planner." A true CMPS® has undergone rigorous testing that involves three important areas concerning home loans which are mortgage planning, tax implications and financial strategies. CMPS® graduates are committed to raising the standard for mortgage professionals and less than 1% of mortgage officer's nationwide can call themselves CMPS®.

The team I work with at Residential Capital Mortgage Corp, a Las Vegas Mortgage Banker - Broker, can provide you the type of professionalism & experience you deserve along with a wide range of mortgage loan options at our fingertips. We use web-based tools that allow the origination and processing of your loan to flow smoother and faster than you've ever imagined.

Working as a las vegas mortgage banker - broker, I am certain we will find a loan & with the best rate that meets your needs. Need assistance with your raising your credit score? I can help!!! Looking for competitive mortgage rates? Look no further!! Las Vegas First Time Home Buyers are welcome.

Because I am local, I am very easy to reach. You can stop by and visit my office or even better I can come to you. Also having local experience, Residential Capital Mortgage Corp uses only the best of the industry professionals.

It is my mission to be the dominant Las Vegas Mortgage Lender & to provide an array of lending options to first time home buyers, current home owners, and investors both in residential as well as commercial opportunities.

I look forward to earning your business...

Be sure to check out my articles on:

• Top 5 things to know when buying a Las Vegas Foreclosure Home
• 5 Reasons Why to Choose a Broker Over a Bank
• 4 Tips to Searching for a Mortgage
  
• 4 Questions to Ask Your Loan Officer
• FBI Probe into New Homebuilders Incentive Programs

Didn’t Get the Tax Credit? - Buyers Now Save More

July 27th, 2010

Timing is a factor in so many things in life.  And, there can be influences that cause us to adjust our timing when we have control.  The home buyer tax credit is one of those influences.  A great many people were sitting in the wings, watching the real estate markets, and hoping to buy when the downside risk for prices was over. Read more...

Filed under: Uncategorized

Higher Credit Scores from “Snowball” Debt Payoff

July 26th, 2010

It's like a snowball that begins its run downhill near the top of the mountain.  As it rolls, more snow is accumulated, it gets heavier and speeds up, and keeps getting larger and heavier as it moves.  Many who are planning the purchase of a home in the next two or three years could save tens to hundreds of thousands of dollars over the life of their thirty year loan in interest if their credit scores could be raised by 75 to 100 points or more. Read more...

Filed under: Uncategorized

Mortgage Delinquencies are Up, But Situation Stabilizing

July 14th, 2010

While there has just been a big jump in the number of homeowners just beginning to miss mortgage payments, it is trending downward, at 3.5% versus 3.8% in the same month a year ago.  Still, 4.3 million, or about 8%, of all homeowners are at risk of losing their homes.  This represents people three months behind in mortgage payments or already in foreclosure. Read more...

Filed under: Uncategorized

Nearly 200,000 Could Lose Tax Credit

June 28th, 2010

Remember that the original deadline for closing a home purchase to get the tax credit was June 30 for purchases in contract by April 30.  While Congress is considering extending this closing deadline until September 30, it isn't law yet, and there are as many as 200,000 purchasers threatened with loss of the credit because they can't get their deals closed by June 30. Read more...

Filed under: Uncategorized

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