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My name is Casey Moseman, CMPS® (certified mortgage planning specialist®). And what that means to you is that I am your Las Vegas Mortgage Banker/Broker & work for you to find the Las Vegas Home Mortgage that suits your financial goals. I am not an internet lender nor am I competing with internet lenders. There is a very big difference between the product & service I provide with the product provided by lenders who ask for the loan process to be completed online. It is important that I make this distinction because it is such a large distinction and may make an impact on your decision to use a Las Vegas Mortgage Banker/Broker found through an online search. You will see that I do not have a application for you to complete online. This is my job and not yours. Websites that ask you to complete your own application online are not providing you any service by doing so. This is merely a lead generation technique and does you no good. A Las Vegas NV Mortgage is a large transaction and a very large step to take in one's life and should be done with your loan officer every step of the way. The application is the most important step of the process as this is where your loan officer gathers all the important information about you and your life.
In your search for a mortgage planner you should be aware of the distinction between one that is a certified specialist and one that calls themselves a "mortgage planner." A true CMPS® has undergone rigorous testing that involves three important areas concerning home loans which are mortgage planning, tax implications and financial strategies. CMPS® graduates are committed to raising the standard for mortgage professionals and less than 1% of mortgage officer's nationwide can call themselves CMPS®.
The team I work with at All Western Mortgage, a Las Vegas Mortgage Banker - Broker, can provide you the type of professionalism & experience you deserve along with a wide range of mortgage loan options at our fingertips. We use web-based tools that allow the origination and processing of your loan to flow smoother and faster than you've ever imagined.
Working as a las vegas mortgage banker - broker, I am certain we will find a loan & with the best rate that meets your needs. Need assistance with your raising your credit score? I can help!!! Looking for competitive mortgage rates? Look no further!! Las Vegas First Time Home Buyers are welcome.
Because I am local, I am very easy to reach. You can stop by and visit my office or even better I can come to you. Also having local experience, All Western Mortgage uses only the best of the industry professionals.
It is my mission to be the dominant Las Vegas Mortgage Lender & to provide an array of lending options to first time home buyers, current home owners, and investors both in residential as well as commercial opportunities.
I look forward to earning your business...
Be sure to check out my articles on:
I receive a fair amount of calls asking the same question regarding credit score and what is the minimum score requirement. If you are in search for this answer and have received several different answers, then read on... Read more...
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Points are paid when getting a mortgage in order to get a lower interest rate for the life of the loan. While lower rates and mortgage payments are desirable, the only way to know if paying points is going to be beneficial is to run the numbers for your situation and the particular loan and home. A "point" is 1% of the loan amount. It is also know as pre-paid interest. Read more...
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Beginning 10-1-2011, the temporary increase in FHA Loan Limits across the nation will cease. As for Las Vegas, NV, located in Clark County, our current loan limit of $400,000 will decrease to $287,500. Read more...
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Fannie Mae, Freddie Mac and the FHA, Federal Housing Administration, all began in 2008 to become more restrictive in their policies to guarantee or purchase mortgages made on condominiums. While there hasn't been much change in those restrictions and rules in the last two years, there has been a lot of market change. Read more...
Filed under: Uncategorized
Filed under: Uncategorized
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