Hi There & Thank You for visiting...

My name is Casey Moseman, CMPS® (certified mortgage planning specialist®). And what that means to you is that I am your Las Vegas Mortgage Banker/Broker & work for you to find the Las Vegas Home Mortgage that suits your financial goals. I am not an internet lender nor am I competing with internet lenders. There is a very big difference between the product & service I provide with the product provided by lenders who ask for the loan process to be completed online. It is important that I make this distinction because it is such a large distinction and may make an impact on your decision to use a Las Vegas Mortgage Banker/Broker found through an online search. You will see that I do not have a application for you to complete online. This is my job and not yours. Websites that ask you to complete your own application online are not providing you any service by doing so. This is merely a lead generation technique and does you no good. A Las Vegas NV Mortgage is a large transaction and a very large step to take in one's life and should be done with your loan officer every step of the way. The application is the most important step of the process as this is where your loan officer gathers all the important information about you and your life.

In your search for a mortgage planner you should be aware of the distinction between one that is a certified specialist and one that calls themselves a "mortgage planner." A true CMPS® has undergone rigorous testing that involves three important areas concerning home loans which are mortgage planning, tax implications and financial strategies. CMPS® graduates are committed to raising the standard for mortgage professionals and less than 1% of mortgage officer's nationwide can call themselves CMPS®.

The team I work with at Residential Capital Mortgage Corp, a Las Vegas Mortgage Banker - Broker, can provide you the type of professionalism & experience you deserve along with a wide range of mortgage loan options at our fingertips. We use web-based tools that allow the origination and processing of your loan to flow smoother and faster than you've ever imagined.

Working as a las vegas mortgage banker - broker, I am certain we will find a loan & with the best rate that meets your needs. Need assistance with your raising your credit score? I can help!!! Looking for competitive mortgage rates? Look no further!! Las Vegas First Time Home Buyers are welcome.

Because I am local, I am very easy to reach. You can stop by and visit my office or even better I can come to you. Also having local experience, Residential Capital Mortgage Corp uses only the best of the industry professionals.

It is my mission to be the dominant Las Vegas Mortgage Lender & to provide an array of lending options to first time home buyers, current home owners, and investors both in residential as well as commercial opportunities.

I look forward to earning your business...

Be sure to check out my articles on:

• Top 5 things to know when buying a Las Vegas Foreclosure Home
• 5 Reasons Why to Choose a Broker Over a Bank
• 4 Tips to Searching for a Mortgage
  
• 4 Questions to Ask Your Loan Officer
• FBI Probe into New Homebuilders Incentive Programs

HomePath - Fannie Mae Path to Foreclosure Ownership

March 2nd, 2010

Taking a trip to the Fannie Mae website at Homepath.com yields a map and search application to locate foreclosure homes in the Fannie Mae inventory that have a special lending opportunity. These homes have been pre-approved for the HomePath program that allows a buyer who is planning on living in the home to purchase it and finance repairs and rehabilitation costs into the mortgage.

The following are basics points to the Fannie Mae HomePath program:

• Financing to fund both your purchase and light renovation
• Low down payment and flexible mortgage terms (fixed or adjustable rate)
• Down payment (at least 3 percent) can be funded by your own savings, a gift, a grant or a loan from a nonprofit, state or local government or employer
• No Mortgage Insurance Read more...

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Keeping Up With Incentive & Mortgage Programs

February 22nd, 2010

 

The average person thinking of buying a home these days is inundated with media coverage of the markets, mortgage problems, foreclosures, short sales and more. They're also receiving a ton of information about incentive programs from the government to help buyers to purchase and finance a home. At the same time though, the news tells us that the FHA is increasing credit score bottom limits and raising mortgage insurance premiums. Read more...

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Top 5 Reasons to Use A Mortgage Broker/Banker

February 9th, 2010

 

1. Decisions & Planning - Which mortgage is best for the buyer? It can be a matter of their financial ability, or it can be related to the time they expect to keep the home. With fixed and variable rate mortgages still available, there are valid reasons for a choice either way. What about payments...monthly, weekly, bi-monthly? There are good reasons for every choice, but the reasons are specific to the buyer's needs. A mortgage broker is there to learn the buyer's needs and situation, and then develop a specific plan that puts them into the best mortgage. Read more...

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Getting Your Home On the Market Now

February 2nd, 2010

A trend that has been reported every year is that home sellers tend to put their listings on the market very close behind the Super Bowl.  Some think that it's because there is data showing that the buyers don't come out until the sports fans can get off the couches.  Whether that's the case or not, there is data to show a jump in listings and in buyer activity right after the big game. Read more...

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