Category Archives: Loan Approval
Buying a House When You Have a Tax Lien or Judgment
How to Finance a Home When You Have a Tax Lien or a Court Judgement? When you have tax liens like from IRS, a state tax lien or a have a judgment from an old unpaid bill, the outcome is the same. Either of the two would block you from access finance for your new home. A
Income Verification: The Importance of validating the 4506-T Form
Income verification and understanding how the 4506-T works Income verification It is necessary to get information from the IRS if you want to obtain final loan approval for most programs. Working with your mortgage lender can make it easier for you to know the right documents needed to qualify for a home mortgage. Options for Income Verification
Co-signing a Loan or a Joint Mortgage: Which is Which
What is the difference between Co-signing a loan or being a joint applicant? Co-signing a loan A home is one of the largest purchases you and your spouse will make during your lifetimes. As a result, its ownership is going to have important implications for the time to come. When embarking on this journey,