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Category Archives: Home Loan – Mortgage

HIgher Loan Limits

Higher Loan Limits in Clark County, Nevada

Higher Loan Limits in for Clark County, Nevada Higher Loan Limits New, higher loan limits in 2019.  This means more options for homebuyers in Clark County, Las Vegas, Nevada! The Federal Housing Finance Agency (FHFA) raises the 2019 maximum conforming loan limit for one-unit properties in most areas to $484,350. This reflects a $31,250 increase

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Loan Qualification

Alternative Income Sources for Loan Qualification

Types of Income Mortgage Lenders Will Consider Loan Qualification Your income or more precisely your debt to income ratio will influence your loan qualification. Therefore it is important to include all your qualified income in your loan application.  Not just income generated by your salary/wage.  Overlooking other forms of income may make the difference between getting the

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qualify for a mortgage

Qualify for a Mortgage by Using Retirement Income

Can You Use Your IRA to Qualify for a Mortgage? Qualify for a mortgage: Mortgage lenders qualify borrowers for a mortgage based on their credit scores, debt-to-income ratio, and assets. As a result, retired borrowers are facing difficulties when trying to get a loan due to their decrease in income. Qualifying for a Mortgage using your retirement

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investment property loans

Investment Property Loans

Program Guidelines Investment Property Loans All borrowers will have to sign a Business Purpose & Occupancy Statement before the funding to show that they declare that the property already is or will be for commercial use or for investment purposes only. All the loans, therefore, will undergo a thorough evaluation to determine the loans conform

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mortgage after bankruptcy

Mortgage after Bankruptcy: Options & Possibilities

Buying a House after Bankruptcy? Is It Possible? Mortgage After Bankruptcy The good news is that you can buy a house even after filing for bankruptcy.  In some cases immediately after dismissal.  Except that comes with higher rates. As you probably know there are 4 main types of bankruptcy cases and is important to distinguish

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