Can You Use Your IRA to Qualify for a Mortgage? Qualify for a mortgage: Mortgage lenders qualify borrowers for a mortgage based on their credit scores, debt-to-income ratio, and assets. As a result, retired borrowers are facing difficulties when trying to get a loan due to their decrease in income. Qualifying for a Mortgage using your retirement
Piggyback Mortgage Financing Is Making A Comeback Many of us were looking back to the old good days before the real estate bubble burst. One could acquire a house with no down payment at all. The popular piggyback loans were one instrument that gave you the possibility to become a proud owner of a house.