Category Archives: Credit

Credit Reports

Credit Reports: The Difference between Hard and Soft Credit Checks

Credit Reports: Hard vs. Soft Credit Inquiries In the US, there are three credit bureaus that maintain credit reports.  These three companies – Experian, Equifax, and TransUnion have arrangements with most financial institutions.  The financial institutions report to the bureaus the status of their consumer debts. These three credit bureaus collect all this data and create reports on individuals. They sell

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