Dealing with a Professional Mortgage Loan Specialist in today's lending atmosphere is of the utmost importance to you and your family. Whether you are looking for your first time home purchase, if you've already owned a home & need a refinance or maybe you are pursuing an investment property.
Lending practices have changed so drastically in the past year that you must be dealing with a person that stays in contact with the existing lenders. Dealing directly with your local retail bank has limitations in that they are not able to shop a loan program for you outside their own walls.
Those of us that are still here in the business plan on doing so for a long time to come. One of the ways you can distinguish a professional from someone that just calls themself a loan officer is the CMPS designation. Take a look at this article and find out what the scoop is surrounding the Certified Mortgage Planning Specialist Certification. Mortgage Industry Embraces CMPS Institute Certification
If we weren't here the banks would run a monopoly of loan originations.
Tip: If you think your bank is being completely foreright and honest with their disclosures then ask to see their daily publised rate sheets.
The key to your next home loan is dealing with an honest professional.