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What’s Your Plan for the New Extended Tax Credit?

The President signed the extension and expansion of the home buyer tax credit, so there's bound to be a flurry of activity from now through April 30, 2010.  You must have a contract in place by then, and you can have until the end of June to close on the deal.  Here are the main beneficiaries:

  • First time home buyers (haven't owned in three years also qualify) can get up to an $8000 credit.
  • Homeowners who have lived in their homes for five consecutive years out of the last 8 years can trade up and get up to a $6500 credit.

Income limits were also raised, and it is expected to really kick-start home buying the first of the year.  If you've been thinking about buying, and qualify for the credit, do you have your plan in place?  With this compression of activity into a four to five month period of time, there will be a huge demand placed on everyone in the chain, from Realtors, through appraisers, and on to the lenders.  We're preparing for a lot of new customers in a short period of time, and would like to help you to avoid problems that go with too many people chasing too few resources.

Even if you want to postpone searching for your new home until the first of the year, come in now and start the mortgage process.  We can pre-approve you, and get preliminary tasks done that will put you in front of the line when the procrastinators hit the doors.  If there are any kinks to iron out, we can get on those now, not leaving them until they can threaten the closing on your new home. 

Call now for Pre-Approval
Casey Moseman

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