February 3, 2012
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Minimum Credit Score - Part 2

Minimum Credit Score As a continuation from Part 1 of the credit score requirements, I am continuing this artcile to advise you of the score requirements to qualify for a conventional loan:

Minimum Credit Score - Part 1

I receive a fair amount of calls asking the same question regarding credit score and what is the minimum score requirement.  If you are in search for this answer and have received several different answers, then read on...

Should You Pay Points on a Mortgage Loan?

Points are paid when getting a mortgage in order to get a lower interest rate for the life of the loan.  While lower rates and mortgage payments are desirable, the only way to know if paying points is going to be beneficial is to run the numbers for your situation and the particular loan and [...]

Las Vegas Nevada, lowering FHA loan Limits

Beginning 10-1-2011, the temporary increase in FHA Loan Limits across the nation will cease.  As for Las Vegas, NV, located in Clark County, our current loan limit of $400,000 will decrease to $287,500.  

Condo Financing Tough

Fannie Mae, Freddie Mac and the FHA, Federal Housing Administration, all began in 2008 to become more restrictive in their policies to guarantee or purchase mortgages made on condominiums.  While there hasn't been much change in those restrictions and rules in the last two years, there has been a lot of market change.
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