Customers come in on a regular basis asking about the availability and advisability of cash out refinancing.  In many cases, they know that they'll be in their homes for at least three or more years, and they hope to see a return of some of the equity lost in the last three years.  They have [...]

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Since August of 2008, Jumbo home loans have been difficult to obtain.  In fact, in the last couple of months, some of the major banks that had withdrawn from the jumbo loan market are returning.  From a practical standpoint, mortgage banks need to make loans to make money.  They have been quick to leave the [...]

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There's certainly no shortage of negative press coverage of the current home prices and mortgage situation.  We hear every day about the high percentage of homeowners "under water" in their mortgage, owing more than the current value of their homes.  But, let's look at things realistically.  Can you buy the materials and hire the contractors [...]

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The news certainly keeps us informed about the housing markets, and it hasn't been a bed of roses.  New home construction is down, and home prices are stagnant in most areas.  But, if you already own your home, now is a great time to consider getting those long-considered remodel projects done.

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With interest rates at historic lows, have you been wondering if refinancing your home would be a good idea?  Each situation is different, but here are 6 considerations that can help you to make a decision.

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