Americans love their sports and many love their gambling.  We like to take a little risk and win.  There are a lot of home buyers out there sitting on the fence right now.  They have been watching home prices fall for three years, and want to try and pick the bottom of the home price [...]

Filed under: Uncategorized | No Comments »

When you're looking at various mortgage types and rates, many people like the idea of paying off their home loan with a 15 year mortgage.  But, they see the difference in payments and worry that they may not be able to stick to it.  It's not an option if you take out a 15 year [...]

Filed under: Uncategorized | No Comments »

The FHA, Federal Housing Administration, provides loan guarantees that have helped millions over the years to afford and finance homes.  Coupling down payments as low as 3.5% with financing of some closing costs, FHA has made home ownership affordable to many who couldn't have gotten loans from other sources. With today's high foreclosure inventories, many [...]

Filed under: Uncategorized | No Comments »